Enterprise adoption of Ripple's infrastructure may not translate into proportional XRP-token demand — a price-discovery lag. And the trust-bank charter can't take deposits or lend. Own that gap on camera and you stay credible when price doesn't move in lockstep.
Rows tagged ● Live auto-evaluate on every refresh from market / on-chain data (CoinGecko for XRP & RLUSD; DefiLlama for lending TVL). Rows tagged Tracked — the legislative catalysts, trust-bank status, roster and watch list — are refreshed daily from research and embedded directly in this page (one file, nothing extra to upload). The ignition lamp only flips green when that data marks a named bank live, because classifying a true settlement vs. a headfake needs your read, not a scraper. Sources: OCC, CoinDesk, Messari, Ripple, industry trackers.