Sorted by evidence, not partnership headlines. What's actually settling on XRP versus what's merely on Ripple's rails — or just a routing ID in a directory.
Circulating "banks using XRP" lists lump these together. Only the green column means the bridge asset is actually XRP.
Are the agreements lifting? No — but the messaging around them has shifted.
NDAs have not fallen off. Ripple is still operating under roughly 1,700 NDAs with counterparties.
The shift is in tone, not disclosure: in April 2026, CTO David Schwartz publicly downplayed them — "what you see is what you get" — framing them as standard confidentiality rather than a vault of hidden, game-changing adoption. So the agreements remain; Ripple is just lowering expectations about what's behind them.
Trackers exist for ETFs and on-chain activity. No reliable tracker covers trials/pilots specifically — that still relies on Ripple announcements and community compilations.